About the Role Moolahgo Pte Ltd, a licensed Major Payment Institution under the Singapore Payment Services Act (PSA), is seeking an experienced Senior Regulatory Compliance Officer to lead and strengthen our compliance framework. The role is critical to ensuring that the company fully meets its obligations under the PSA and related MAS Notices, while supporting our fast-growing FinTech business across cross-border payments, merchant acquiring, and e-wallet services. Key Responsibilities Regulatory Compliance & MAS Engagement Liaison with MAS: Serve as the key contact for MAS on all regulatory matters, inspections, and correspondence. PSA Compliance Management: Oversee compliance with the Payment Services Act, including safeguarding obligations, capital requirements, and reporting standards. Monitor and interpret changes in MAS Notices (e.g., PSN01, PSN04, AML/CFT guidelines, outsourcing notices) and translate them into actionable policies. Policy Development & Implementation Working closely with Senior AML/CFT Compliance Officer to design, review, and update internal compliance policies, manuals, and procedures to align with PSA and other applicable regulations. Ensure effective AML/CFT frameworks and controls, including customer due diligence (CDD), ongoing monitoring, sanctions screening, and reporting of suspicious transactions. Risk Assessment & Internal Controls Conduct regular enterprise-wide risk assessments, lead independent testing of controls to ensure operational compliance and detect gaps promptly. Reporting & Training Prepare and submit regulatory filings, including safeguarding and periodic returns. Deliver compliance training to management and staff, promoting a strong culture of compliance and ethical conduct across the organization. Internal Audit & Advisory Coordinate with external auditors for independent reviews of key compliance areas. Advise senior management and the Board on emerging regulatory risks and recommend risk-mitigating measures. Qua